.elementor-578 .elementor-element.elementor-element-7a444e0{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}:root{--page-title-display:none;}/* Start custom CSS for html, class: .elementor-element-38a02576 *//* ==========================================================================
   DISCLOSURE STATEMENT — HERO SECTION
   ========================================================================== */
.aml-disclosure-hero {
    width: 100% !important;
    background-color: #FAFAFA !important;
    padding: 70px 0 60px 0 !important;
    box-sizing: border-box !important;
    text-align: center !important;
}
.disclosure-hero-container {
    margin: 0 auto !important;
    width: 80% !important;
    max-width: 1200px !important;
}
.disclosure-hero-kicker {
    display: inline-block !important;
    font-family: var(--font-main), sans-serif !important;
    font-size: 0.82rem !important;
    font-weight: 700 !important;
    text-transform: uppercase !important;
    letter-spacing: 1.5px !important;
    color: var(--color-primary-hover) !important;
    margin-bottom: 14px !important;
}
.disclosure-hero-title {
    font-family: var(--font-main), sans-serif !important;
    font-size: 2.6rem !important;
    font-weight: 800 !important;
    color: var(--color-dark) !important;
    line-height: 1.2 !important;
    margin: 0 0 20px 0 !important;
}
.disclosure-hero-lead {
    font-family: var(--font-main), sans-serif !important;
    font-size: 1.1rem !important;
    color: #4B5563 !important;
    line-height: 1.7 !important;
    margin: 0 auto 28px auto !important;
    max-width: 1200px !important;
}
.disclosure-hero-divider {
    width: 64px !important;
    height: 4px !important;
    background-color: var(--color-primary) !important;
    margin: 0 auto 16px auto !important;
    border-radius: 2px !important;
}
.disclosure-last-updated {
    font-family: var(--font-main), sans-serif !important;
    font-size: 0.82rem !important;
    color: #9CA3AF !important;
    margin: 0 !important;
}

/* ==========================================================================
   DISCLOSURE STATEMENT — CONTENT SECTION
   ========================================================================== */
.aml-disclosure-content {
    width: 100% !important;
    background-color: #FFFFFF !important;
    padding: 72px 0 80px 0 !important;
    box-sizing: border-box !important;
}
.disclosure-content-container {
    margin: 0 auto !important;
    width: 80% !important;
    max-width: 1200px !important;
}

/* ---------- CONTENT BLOCKS ---------- */
.disclosure-block {
    margin-bottom: 48px !important;
}
.disclosure-block:last-child {
    margin-bottom: 0 !important;
}
.disclosure-block h2 {
    font-family: var(--font-main), sans-serif !important;
    font-size: 1.35rem !important;
    font-weight: 800 !important;
    color: var(--color-dark) !important;
    margin: 0 0 16px 0 !important;
    line-height: 1.3 !important;
    padding-bottom: 12px !important;
    border-bottom: 1px solid #E5E7EB !important;
}
.disclosure-block h3 {
    font-family: var(--font-main), sans-serif !important;
    font-size: 1.05rem !important;
    font-weight: 700 !important;
    color: var(--color-dark) !important;
    margin: 24px 0 10px 0 !important;
    line-height: 1.3 !important;
}
.disclosure-block p {
    font-family: var(--font-main), sans-serif !important;
    font-size: 0.98rem !important;
    color: #4B5563 !important;
    line-height: 1.75 !important;
    margin: 0 0 14px 0 !important;
}
.disclosure-block a {
    color: var(--color-primary-hover) !important;
    text-decoration: none !important;
    font-weight: 600 !important;
    transition: var(--transition-smooth) !important;
}
.disclosure-block a:hover {
    color: var(--color-primary) !important;
}

/* ---------- COMPANY INFO GRID ---------- */
.disclosure-info-grid {
    display: grid !important;
    grid-template-columns: 1fr 1fr !important;
    gap: 16px !important;
    margin-top: 8px !important;
}
.info-item {
    background-color: #FAFAFA !important;
    border: 1px solid #E5E7EB !important;
    border-radius: 10px !important;
    padding: 20px 22px !important;
    display: flex !important;
    flex-direction: column !important;
    gap: 4px !important;
}
.info-label {
    font-family: var(--font-main), sans-serif !important;
    font-size: 0.75rem !important;
    font-weight: 700 !important;
    text-transform: uppercase !important;
    letter-spacing: 0.5px !important;
    color: #9CA3AF !important;
}
.info-value {
    font-family: var(--font-main), sans-serif !important;
    font-size: 1.05rem !important;
    font-weight: 700 !important;
    color: var(--color-dark) !important;
}
.info-value a {
    color: var(--color-dark) !important;
    font-weight: 700 !important;
}
.info-value a:hover {
    color: var(--color-primary-hover) !important;
}
.info-sub {
    font-family: var(--font-main), sans-serif !important;
    font-size: 0.82rem !important;
    color: #6B7280 !important;
}

/* ---------- CALLOUT BOX ---------- */
.disclosure-callout-box {
    display: flex !important;
    align-items: flex-start !important;
    gap: 14px !important;
    background-color: #FAFAFA !important;
    border: 1px solid #E5E7EB !important;
    border-radius: 10px !important;
    padding: 20px 24px !important;
    margin-top: 12px !important;
}
.callout-icon {
    font-size: 24px !important;
    color: var(--color-primary-hover) !important;
    flex-shrink: 0 !important;
    margin-top: 2px !important;
}
.disclosure-callout-box p {
    margin: 0 !important;
    font-size: 0.92rem !important;
}

/* ---------- LENDER PANEL GRID ---------- */
.lender-panel-grid {
    display: grid !important;
    grid-template-columns: 1fr 1fr 1fr !important;
    gap: 20px !important;
    margin-top: 20px !important;
}
.lender-panel-card {
    background-color: #FAFAFA !important;
    border: 1px solid #E5E7EB !important;
    border-radius: 12px !important;
    padding: 24px 22px !important;
    transition: var(--transition-smooth) !important;
}
.lender-panel-card:hover {
    border-color: #D1D5DB !important;
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.03) !important;
}
.lender-panel-card h4 {
    font-family: var(--font-main), sans-serif !important;
    font-size: 1rem !important;
    font-weight: 700 !important;
    color: var(--color-dark) !important;
    margin: 0 0 10px 0 !important;
    display: flex !important;
    align-items: center !important;
    gap: 8px !important;
}
.lender-icon {
    font-size: 22px !important;
    color: var(--color-primary-hover) !important;
}
.lender-panel-card p {
    font-size: 0.88rem !important;
    line-height: 1.65 !important;
    margin: 0 0 10px 0 !important;
}
.lender-note {
    font-family: var(--font-main), sans-serif !important;
    font-size: 0.78rem !important;
    color: #9CA3AF !important;
    font-style: italic !important;
}

/* ---------- LISTS ---------- */
.disclosure-list {
    list-style: none !important;
    padding: 0 !important;
    margin: 0 0 16px 0 !important;
    display: flex !important;
    flex-direction: column !important;
    gap: 12px !important;
}
.disclosure-list li {
    font-family: var(--font-main), sans-serif !important;
    font-size: 0.95rem !important;
    color: #4B5563 !important;
    line-height: 1.7 !important;
    padding-left: 24px !important;
    position: relative !important;
}
.disclosure-list li::before {
    content: '' !important;
    position: absolute !important;
    left: 0 !important;
    top: 10px !important;
    width: 8px !important;
    height: 8px !important;
    border-radius: 50% !important;
    background-color: var(--color-primary-hover) !important;
}
.disclosure-list li strong {
    color: var(--color-dark) !important;
    font-weight: 700 !important;
}

/* Clean record list — green dots */
.disclosure-list.clean-record li::before {
    background-color: #059669 !important;
}

/* Duty of care list — dark dots */
.disclosure-list.duty-list li::before {
    background-color: var(--color-dark) !important;
}

/* ---------- IPP3A BADGE ---------- */
.disclosure-ipp-badge {
    display: inline-flex !important;
    align-items: center !important;
    gap: 8px !important;
    background-color: #FEF3C7 !important;
    border: 1px solid #FDE68A !important;
    border-radius: 8px !important;
    padding: 8px 16px !important;
    font-family: var(--font-main), sans-serif !important;
    font-size: 0.82rem !important;
    font-weight: 700 !important;
    color: #92400E !important;
    margin-bottom: 18px !important;
}
.disclosure-ipp-badge .material-symbols-outlined {
    font-size: 18px !important;
    color: #92400E !important;
}

/* ---------- PI INSURANCE BOX ---------- */
.pi-insurance-box {
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    gap: 40px !important;
    background-color: #FAFAFA !important;
    border: 1px solid #E5E7EB !important;
    border-radius: 12px !important;
    padding: 28px 36px !important;
    margin: 16px 0 20px 0 !important;
    text-align: center !important;
}
.pi-item {
    display: flex !important;
    flex-direction: column !important;
    gap: 4px !important;
}
.pi-label {
    font-family: var(--font-main), sans-serif !important;
    font-size: 0.75rem !important;
    font-weight: 700 !important;
    text-transform: uppercase !important;
    letter-spacing: 0.5px !important;
    color: #9CA3AF !important;
}
.pi-value {
    font-family: var(--font-main), sans-serif !important;
    font-size: 1.6rem !important;
    font-weight: 800 !important;
    color: var(--color-primary-hover) !important;
}
.pi-divider {
    width: 1px !important;
    height: 48px !important;
    background-color: #E5E7EB !important;
}

/* ---------- DISPUTE GRID ---------- */
.disclosure-dispute-grid {
    display: grid !important;
    grid-template-columns: 1fr 1fr !important;
    gap: 24px !important;
    margin-top: 24px !important;
}
.dispute-card {
    background-color: #FAFAFA !important;
    border: 1px solid #E5E7EB !important;
    border-radius: 12px !important;
    padding: 28px 24px !important;
    transition: var(--transition-smooth) !important;
}
.dispute-card:hover {
    border-color: #D1D5DB !important;
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.03) !important;
}
.dispute-icon {
    font-size: 28px !important;
    color: var(--color-primary-hover) !important;
    margin-bottom: 14px !important;
    display: block !important;
}
.dispute-card h4 {
    font-family: var(--font-main), sans-serif !important;
    font-size: 1.05rem !important;
    font-weight: 700 !important;
    color: var(--color-dark) !important;
    margin: 0 0 14px 0 !important;
}
.dispute-contact {
    padding-top: 0 !important;
}
.dispute-contact p {
    font-family: var(--font-main), sans-serif !important;
    font-size: 0.85rem !important;
    color: #4B5563 !important;
    margin: 0 0 4px 0 !important;
    line-height: 1.5 !important;
}
.dispute-contact a {
    color: var(--color-primary-hover) !important;
    text-decoration: none !important;
    font-weight: 600 !important;
    transition: var(--transition-smooth) !important;
}
.dispute-contact a:hover {
    color: var(--color-primary) !important;
}

/* ---------- RESPONSIVE ---------- */
@media (max-width: 1024px) {
    .disclosure-hero-container,
    .disclosure-content-container {
        width: 90% !important;
    }
}
@media (max-width: 768px) {
    .disclosure-hero-container,
    .disclosure-content-container {
        width: 97% !important;
    }
    .disclosure-hero-title {
        font-size: 2rem !important;
    }
    .aml-disclosure-hero {
        padding: 50px 0 44px 0 !important;
    }
    .aml-disclosure-content {
        padding: 48px 0 56px 0 !important;
    }
    .disclosure-block {
        margin-bottom: 36px !important;
    }
    .disclosure-info-grid {
        grid-template-columns: 1fr !important;
    }
    .lender-panel-grid {
        grid-template-columns: 1fr !important;
    }
    .disclosure-dispute-grid {
        grid-template-columns: 1fr !important;
    }
    .pi-insurance-box {
        flex-direction: column !important;
        gap: 20px !important;
        padding: 24px 20px !important;
    }
    .pi-divider {
        width: 80px !important;
        height: 1px !important;
    }
    .disclosure-callout-box {
        flex-direction: column !important;
        gap: 10px !important;
    }
}/* End custom CSS */