Short-Term Loans (3–24 Months)
Quick access to capital for time-sensitive commercial property opportunities across New Zealand.
Fast Approvals
Indicative terms issued within 48–72 hours, with total asset-backed capital disbursal deployed in days rather than weeks.
Flexible Terms
Bespoke interest-only structures tailored perfectly around your timeline parameters with absolutely no hidden early exit fees.
Asset-Backed Lending
Capital injections completely structured against New Zealand commercial, industrial, or residential land equity portfolios.
Our Fast-Track Pathway to 48–72 Hour Disbursal
Every operational hour counts when a transaction window closes. Here is exactly how we deliver capital execution.
Direct Scenario Triage
Your scenario goes straight to Kundan Singh's desk for live metric assessment. We analyze the baseline security value instantly without committee pipeline delays.
Indicative Terms Issued
A formal, clear Letter of Intent (LOI) is issued straight to your channel, breaking down precise LVR parameters, transparent pricing metrics, and clear exit criteria boundaries.
Legal Execution & Disbursal
Documents are finalized through our dedicated legal networks, moving your funding directly from approved compliance confirmation into raw capital account settlement.
When Every Hour Counts: Scenarios We Fund
Bypassing standard multi-month bank delays to solve critical property timeline constraints safely.
Auction & Short-Settlement Constraints
Protecting structural purchase deposits when your primary bank fails to fulfill terms within strict 14-to-28 day unconditional auction windows.
Consent & Planning Bridge tracks
Holding strategic commercial parcels securely while working drawings, civil design planning reviews, or council resource consents scale into final compliance.
Equity Release & Capital Deployment
Releasing liquidity profiles out of operational real estate asset values in under 48 hours to clear immediate balance sheet commitments or tax liabilities.
Recent Fast-Track Transactions Settled
Real-world execution data tracking short-term funding performance settled across New Zealand markets.
The Timeline Emergency
The purchaser's primary traditional bank withdrew operational facility approval seven days out from a fixed contract settlement deadline, placing a substantial asset deposit at immediate forfeiture risk.
The 36-Hour AML Action
Kundan Singh analyzed the real estate parameter metrics immediately. We bypassed complex verification loops to issue terms in 12 hours, completing settlement funding execution inside 36 hours total.
The Timeline Emergency
A regional property group required immediate working liquidity structures within 3 business days to purchase an adjacent development parcel before a competitive contract offer lapsed.
The 48-Hour AML Action
Secured via a clean cross-collateralized position on an existing industrial asset warehouse asset. The entire balance line was underwritten, approved, and deployed to their trust account inside 48 hours.
Frequently Asked Questions
Clear, direct parameter answers regarding our non-bank short-term lending frameworks.
What are the interest rates for short-term loans?
Interest rates depend entirely on the security position layout, LVR percentage tier, and asset classification parameters. Because we execute custom private capital structures, pricing metrics are custom-modeled to reflect the unique profile details of each transaction asset. Terms are transparently finalized inside your initial 24-hour indicative layout packet.
What documentation is required for approval?
Our focus is centered on asset equity validity over historical balance sheets. To deploy funding verification parameters quickly, we require standard NZ identification details, absolute asset ownership titles, verified purchase contract parameters (if acquiring), and an explicit, realistic exit track description blueprint.
Can the interest payments be capitalized into the loan facility balance framework?
Yes. For multi-unit developments, land upgrades, or urgent bridging transactions lacking current fluid monthly operational cash flows, we can easily capitalize the entire interest calculation framework across the 1-to-12 month runtime schedule. This preserves client liquid runway capital to speed up project execution.
Verify Your Deal Flow Parameters
Review our structural baseline constraints below before submitting your operational parameters directly to our desk.
- The request parameter sizing balances between $500,000 and $10,000,000+.
- The transaction is cleanly underwritten against non-owner occupied NZ real estate asset equity.
- A definitive commercial exit mechanism route strategy is verified.