Asset & Equipment Finance.
From vehicles to heavy machinery — flexible funding solutions to get the right equipment for your business, without tying up property as security.
Key Benefits
Up to 100% Finance
Fund the full purchase price on new and used equipment without a cash deposit tying up your working capital.
No Property Security Required
The asset itself secures the loan, so your commercial or residential property stays untouched.
Cashflow-Friendly Repayments
Repayment structures built around your revenue cycle, not a rigid one-size-fits-all schedule.
What We Finance
Equipment & Vehicles We Finance
Commercial Vehicles
Trucks, vans, utes
Earthmoving & Civil
Diggers, excavators
Agricultural Equipment
Tractors, harvesters
Factory & Manufacturing
CNC lathes
Electric Vehicles
EV passenger, commercial vans
Specialist & Trade Tools
Cranes, forklifts
The Process
How Asset Finance Works
Tell Us What You Need
Share the equipment or vehicle you want to finance and your business circumstances.
We Structure Your Finance
We match you with the lender and structure best suited to your cashflow and asset type.
Fast Approval & Funding
Indicative terms within 24–48 hours, with funding released in days once approved.
Why AML Commercial
Why Finance Through AML Commercial?
Clear & Transparent Pricing
No hidden fees or buried balloon payments — every term is set out plainly in your quote.
Fast Access to Funding
Commonsense underwriting means less paperwork and faster turnaround than a bank.
Protect Your Personal Assets
Keep your property and personal guarantees out of the equation wherever possible.
Seasonal Cashflow Adjustments
Repayment structures that can flex around seasonal revenue for agricultural and trade businesses.
FAQs
Asset Finance FAQs
Can I finance used equipment, or only new?
Both. We arrange finance for new and used vehicles, plant, and machinery, provided the asset and its age fit the lender criteria.
Do I need a deposit?
Not always — many of our facilities are structured for up to 100% finance, so you may not need to put any cash down.
How fast can I get approved?
Indicative terms are typically turned around within 24–48 hours, with funding following in days once you accept your term sheet.
Is my property used as security for asset finance?
No. Asset finance is secured against the equipment or vehicle itself, so your property and personal assets are protected.
Ready to Fund Your Next Asset?
Get an indicative term sheet within 24–48 hours, or speak directly to Kundan about your requirements.
- Finance up to 100% of the purchase price on new and used equipment — no cash deposit required.
- The asset itself secures the loan, so your commercial or residential property stays untouched.
- Indicative term sheets are turned around within 24–48 hours of receiving your application.